Workers’ Compensation Fraud

Compensation, Contrary to what most people believe, workers compensation fraud is more than just exaggerating the medical condition. It’s a violation of an insurance program that provides a large number of benefits to employees who were harmed or damaged on the workplace. This program involves following benefits: medical, temporary and total ones; permanent, partial ones and death benefits. It has to be mentioned that the injured employee will receive all the benefits mentioned above, in the exchange for not bringing a civil action against the employer (except the cases of intentional acts).

Returning to the workers’ compensation fraud, it should be noted that the fight against cheaters and malingerers recently forced the insurance industry initiate a workers’ compensation reform that involves a profitable cost-cutting campaign in order to resist the abuse of the system.

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Worker’s Compensation – Wage Replacement And Medical Benefits For Injured Employees

imagesWorker’s Compensation Laws were introduced for the first time in United States in the early 1900‘s and they were modeled after 19th century European laws. By 1920, most states had adopted similar laws and in 1948 Mississippi became the last state to adopt such laws.

4Worker’s Compensation Laws eliminated lengthy and expensive trials were the burden of proof was on the employee and removed a source of financial uncertainty for the employer. Each states has its own requirements concerning the coverage factors such as:

  • minimum number of employees
  • length of employment
  • familial relationship
  • self-employed workers and others.

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