Workers’ Compensation Fraud

Compensation, Contrary to what most people believe, workers compensation fraud is more than just exaggerating the medical condition. It’s a violation of an insurance program that provides a large number of benefits to employees who were harmed or damaged on the workplace. This program involves following benefits: medical, temporary and total ones; permanent, partial ones and death benefits. It has to be mentioned that the injured employee will receive all the benefits mentioned above, in the exchange for not bringing a civil action against the employer (except the cases of intentional acts).

Returning to the workers’ compensation fraud, it should be noted that the fight against cheaters and malingerers recently forced the insurance industry initiate a workers’ compensation reform that involves a profitable cost-cutting campaign in order to resist the abuse of the system.

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Main Areas of Homeowner Liability

In many states, property owners owe different duties to people who come onto their property. They have a liability to protect any person from harm or injury that enters their premises. There are three areas under which a homeowner is liable to anyone on the homeowner’s premises:Avoid-Homeowner-Heartbreak-with-Liability-Insurance

  1. invitees
  2. licensees
  3. trespassers

In states that still distinguish among these categories of people, the legal duty owed to each category is different. It is important to ask a lawyer whether these categories and standards of care apply in your state.

Let’s see what each category mean.

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Understanding Negligence for Car Accidents. Negligent Driving Can Result In Injuries or Death

To drive a car it is good, but to drive safely it’s perfect. All people know how many deaths and injuries cause automobile accidents. Car accidents give rise to the majority of personal injury claims in the U.S.

General Motor Vehicle Accidents Statistics (2009) presents the following statistics

According to U.S. Census there were 10.8 Million Motor Vehicle Accidents and 35,900 car-accidentDeaths.

According to National Safety Council there were 3.5 Million Non Fatal Injuries, 18.4 Million Vehicles Involved and  $244.7 Billion Total Motor Vehicle Related Costs.

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Behind The Scenes Of A Personal Injury Case. Personal Injury Terminology

Personal injury is a legal term meaning bodily injury or emotional distress which is caused by a type of tort or by the negligence of another. Negligence is defined as conduct that falls below the standards if behavior established by law for the protection of others against unreasonable risk of harm.

4Torts are determined as civil wrongs that cause a person to suffer harm or loss. Generally torts fall into three categories:

  1. Intentional torts can result from intentional acts such as battery, assault, intentional infliction of emotional stress and others.
  2. Negligent torts also called “prudent man rule” result from failure to behave with the level of care to someone whom he or she owes a duty to (i.e. failing to obey traffic rules)
  3. Strict Liability torts are caused by virtue of a wrongful act, without any accompanying intent or mental state.

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When do You Have a Good Personal Injury Case?

Daily a lot of people get in different types of accidents where personal injury takes place. If you are involved in an accident, there are a couple of things that make any personal injury case a good one. How do you know it? Let’s find out!

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If your injury is a result of someone else’s negligence, this is already a big benefit to your case. This means that the other party is more at fault than you. The concept of negligence means any conduct that falls below the standards of behavior established by law for the protection of others against unreasonable risk of harm.

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To vaccinate or not to vaccinate?

 

 

When a child is born he has to be vaccinated. He is supposed to be given 29 vaccines between birth and six years of age. He has to be immunized against Hepatitis B; Hepatitis A; Rotavirus; DtaP; Haemophilus influenzae type b; Pneumonia; Trivalent inactivated influenza; Attenuated influenza; MMR; Varicella; Meningococ; etc. The questions arise: why should a child be given so many vaccines in such a short period of time? Is a child at a great risk to get sick with at least one third of these diseases? Do we protect children from the diseases or just weaken their immune systems?

Nowadays, there are a lot of disputes concerning vaccinations. Based on the various facts parents should decide what is best for their children. Nonetheless, “All 50 states require vaccinations for children entering public schools even though no mandatory federal vaccination laws exist. All 50 states issue medical exemptions, 48 states (excluding Mississippi and West Virginia) permit religious exemptions, and 20 states allow an exemption for philosophical reasons”. (Vaccines: ProCon.org)

What are the PROs of vaccinations?

  1. Vaccines can prevent serious illness and death.
  2. When a vaccinated child gets sick with the disease he has been vaccinated against, he usually has milder symptoms with less serious complications than an unvaccinated child that gets the same disease.
  3. When diseases seem to no longer exist, outbreaks can still occur if children are not vaccinated.
  4. The US Court of Federal Claims ruled that the “theory of vaccine-related causation of autism is scientifically unsupportable.”
  5. Vaccines produce significant economic benefits for society.

    However, let us look at some negative sides of vaccinations. So,…

What are the CONs of vaccinations?

  1. Vaccines are often unnecessary in many cases where the threat of death from disease is small.
  2. Common childhood vaccination can cause serious reactions such as shock, paralysis, and sudden death.
  3. Vaccines can trigger auto-immune disorders such as arthritis, multiple sclerosis, lupus, Guillain-Barré Syndrome (GBS), and other disorders.
  4. Vaccines can cause brain inflammation (encephalopathy) which can lead to death or permanent brain damage and disorders such as autism, ADD/ADHD, and other developmental problems.
  5. Vaccines clog and disrupt the lymphatic system with large foreign protein molecules which may lead to leukemia and lymphoma.
  6. All vaccines cause immune system suppression, and can permanently damage the natural immune system.
  7. Children should not be required to receive the DPT vaccine. Some studies have shown that children who receive the DPT vaccine exibit shallow breathing which has been associated with sleep apnea and may be a causal factor in sudden infant death syndrome (SIDS).
  8. Children should not receive the hepatitis B vaccine. Hepatitis B is a blood-born disease and is primarily spread by sexual intercourse and intravenous drug use. In addition, researches have found that immunization with the hepatitis B vaccine is associated with an increased risk of developing multiple sclerosis.
  9. Young girls should not receive mandatory vaccination for HPV. It is a relatively new vaccine which was approved in 2006. The long-term effects are unknown. The vaccine gives rare but dangerous side effects and it is not worth the risk since the vaccine only protects against two of the 15 strains of HPV that may cause cancer of the cervix, 20 – 40 years after an individual is infected.
  10. One of the biggest role of vaccination is to generate profits for manufacturers and financial donations for medical organizations that endorse vaccines.
  11. Children should not be vaccinated against rotavirus. According to the CDC, rotavirus lasts only a few days and can be treated with fluids to rehydrate the patient. Only one in seven children requires hospitalization for the virus.

The research above (the pros and cons of vaccinations) is based on Vaccines: ProCon.org research

 HRSA (Health Resources and Services Administration) provides with a vaccine injury table. The table explains injuries that are presumed to be caused by vaccines. It also lists periods of time in which the first symptom of the injurries must occur after receiving the vaccine. If the first symptom of the injury occurs within the listed time period, it is presumed that the vaccine caused the injury.

Vaccine Injury Table

Hence, it is still unclear whether children should be vaccinated or not. If they should, is it necessary to follow “Immunization Schedules”? Every parent will be taking risks anyway. If you made a decision to give vaccines to your child you have to make sure that the child is 100% ready to receive them. He should be checked thoroughly by a pediatrician. You should check the date of expiry of the vaccine your child is going to receive. You have a right to know in what conditions a certain vaccine should be kept and make sure that it has been kept accordingly. Every step should be taken seriously without any negligence.

If some injuries occur after vaccination you can apply for National Vaccine Injury Compensation Program.