Fraud Crimes. Losses Due to Insurance Fraud. Hard Fraud vs. Soft Fraud

Insurance fraud refers to an intent to obtain some benefits or advantages by means of false andimages misleading information filled in in the insurance document and consists of exaggerated damage or losses that never occurred. According to Crime in the US 2012 FBI Report the total cost of insurance fraud is more than $40 billion per year. In 2011 there were 140 pending insurance fraud cases.

There are two types of insurance fraud:

  1. Soft fraud, that consists of “little harmless lies” in order to maximize the claim.
  2. Hard fraud, that involves falsification of an accident or an injury in order to legally collect money from the insurance agencies.

arson-300x225There are common types of insurance fraud that include: exaggerated injuries, false or exaggerated property loss, car accidents, intentional property damage, arson.

If you don’t want to become a victim of insurance fraud, don’t trust people who sell insurance over the telephone or door-to-door. It is also not wise to give your insurance ID number to people or companies you don’t know. Don’t forget, if an accident occurred to you, make sure you get as much evidence as possible.

Continue reading

Possession Of Illegal Drugs. Simple Possession Vs. Intention To Distribute

It is well known that drugs are addictive chemical substances that affect central nervous system causing beneficial effects on perception, consciousness and behavior. There are four basic types of drug crimes, these are possession, distribution/trafficking, use and manufacture and cultivation of any of the following:drugs

  • narcotics
  • anabolic steroids
  • stimulants
  • depressants
  • hallucinogens
  • chemicals (ingredients of drugs)

 

One of the basic drug crimes is drug possession, because it is illegal to possess controlled substances such as heroin, cocaine, marijuana, LSD, methamphetamine etc. If a person possesses a small amount of drugs, it may be considered a “simple possession”. If the police finds large amounts of drugs, it presumes “intention to distribute”. Drugs possession can be determineddrugs2 by “actual possession” when the person has control over the drug and in most cases is carrying it. If the substance is found around the person’s property – the possession is called “constructive”. Possession of paraphernalia such as crack pipes, bongs or syringes also violates federal and state laws.

 

Continue reading

Legal Cartoon

Compliments of Mark Anderson of Andertoons

Killing Another Human – Criminal Homicide

homicide

It is illegal to take the life of another, despite the prevailing circumstances it is called homicide. Homicides are all killings of humans which violate criminal laws including murder and manslaughter. The most serious criminal homicide is the first degree murder. This means that the killing was intentional and planned, the killer had enough time to form a conscious intent to kill. If someone planned on killing one victim, but accidentally killed someone else, the murder is still regarded as intentional. A first degree murder can also include “malice aforethought“, that means causing great bodily harm before killing a person.

knifeManslaughter means taking the life of a human without having a malicious intent or planning it. It is also called a reckless killing or a killing done in the heat of the moment. A manslaughter can be involuntary when the death occurs during a commission of a non-felony (i.e. reckless driving). Voluntary manslaughter includes killing in the heat of passion or while committing a felony.

Continue reading

Legal Cartoon

Compliments of Mark Anderson of Andertoons

Legal cartoon

Compliments of Mark Anderson of Andertoons

Legal Cartoon

Compliments of Mark Anderson of Andertoons

Has your child been accused of a crime? Find out what you should know about Juvenile Crimes

Juvenile delinquency known as juvenile offending or youth crime is participation in illegal behavior by minors.

Criminal defendants who haven’t quite reached the age of majority (18 in most states) go through a different criminal justice system than the one most people are familiar with.

juvenile (1)Let’s find out the differences between Juvenile Proceedings and Adult Criminal Proceedings:

Juveniles commit “delinquent acts” not “crimes,” and juvenile offenders have “adjudication hearings” not “trials.” The punishment of juvenile offenders also differs significantly from the punishment of adult criminals. The purpose of an adult sentence is to PUNISH, when the purpose of a juvenile sentence is primarily to REHABILITATE the juvenile so that he can go on to live a productive adult life.

juvenile

The juvenile justice system is much different than the adult system and you need a lawyer who can give your child the best chances of success throughout the complex legal process.

Continue reading

Federal And State Crimes – What Are They And How Can You Differentiate Between Them?

Probably everyone has heard about federal and state crimes but the majority of people doesn’t differentiate them. Let’s make it clear and define both of the terms.

federal

Federal crime is an illegal act that is made against U.S. federal legislation and is prosecuted by federal criminal law. Federal crimes are investigated by:

  • Internal Revenue Service (IRS)
  • Federal Bureau of Investigation (FBI)
  • Drug Enforcement Administration (DEA)

federal 2

When federal cases go to trial they are prosecuted by United States Attorney in each judicial district in accordance with already established laws. Federal crimes can range from illegally downloading songs from Internet to RICO, drug trafficking, corruption or immigration crimes.

Continue reading

Legal Cartoon

Compliments of Mark Anderson of Andertoons