Understanding Negligence for Car Accidents. Negligent Driving Can Result In Injuries or Death

To drive a car it is good, but to drive safely it’s perfect. All people know how many deaths and injuries cause automobile accidents. Car accidents give rise to the majority of personal injury claims in the U.S.

General Motor Vehicle Accidents Statistics (2009) presents the following statistics

According to U.S. Census there were 10.8 Million Motor Vehicle Accidents and 35,900 car-accidentDeaths.

According to National Safety Council there were 3.5 Million Non Fatal Injuries, 18.4 Million Vehicles Involved and  $244.7 Billion Total Motor Vehicle Related Costs.

Continue reading

Auto Insurance Fraud Costs Americans $20 to $30 Billion Annually

Auto insurance fraud is becoming a great problem in the United States. Auto insurance agencies are paying billions of dollars each year to cover them, that leads to increased premiums even for those who didn’t commit fraud.

auto

Auto insurance fraud is committed against an insurance company in order to receive financial gain. According to the National Insurance Crime Prevention bureau auto insurance fraud costs Americans $20 to $30 billion annually.

insuranceAuto insurance fraud can be “hard” if it consists of an intentional set up of a situation such as car theft or an automobile accident. Soft insurance fraud is regarded as a minor offense, when a person takes advantage of a situation that has already occurred by pretending that the injuries were more serious that they actually were.

Continue reading

Does Your Company Need a Driver Safety Program?

 

If your Company has vehicles that are driven by employees or permits employees to use their own vehicles on the job then you should read this article.

According to the United States Labor Department Occupational Safety and Health Administration (OSHA) and the National Highway Traffic Safety Administration (NHTSA):

  • Every 12 minutes someone dies in a motor vehicle crash,
  • Every 10 seconds an injury occurs and
  • Every 5 seconds a crash occurs.

Since a large number of these accidents occur during the workday or during the commute to and from work, employers often bear the cost of injuries that occur both on and off the job.

Motor vehicle crashes cost employers $60 billion annually in medical care, legal expenses, property damage, and lost productivity. They drive up the cost of benefits such as workers’ compensation, Social Security, and private health and disability insurance. In addition, they increase the company overhead involved in administering these programs.

Continue reading