According to the FBI, Health Care fraud costs U.S. $80 billion a year. Health Care fraud is a crime that involves the filling of a deceitful health care claims in order to receive a profit. Health Care Fraud covers such types of fraud as:
- General Insurance Fraud
- Medicare Fraud
- Medicaid Fraud
- Prescription Drug Fraud
- Medical Identity Theft
Health Care fraud is generally committed by making false statements on a health care application and submitting duplicate claims in order to receive dual benefits. Incorrect reporting of the illness or procedures to inflate the payment or prescribing unnecessary treatment and billing for services not rendered constitutes also health care fraud. Another widely spread method of deceiving is up-coding of services, that means that a false billing code is assigned to a medical procedure to increase the payment.
If you want to protect yourself from health care fraud, you should ask your doctor to explain you why a certain treatment or service is to be done and be cautious when it comes to “free” medical services. You have to keep your insurance card and insurance number away from people you don’t know and remember, never sign a blank insurance form.
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