Life After Foreclosure

Без названияWhat is a Foreclosure?

Foreclosure is a legal process in which a lender attempts to recover the balance of loan from a borrower, who has stopped making payments to the lender.

The foreclosure process as applied to residential mortgage loans is a bank or other secured creditors selling or repossessing a parcel of real property after the owner has failed to comply with an agreement between the lender and borrower called a “mortgage” or “deed of trust”.

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Everything You Need To Know About Yasmin/Yaz

Yasmin/Yaz (Drospirenone)Television commercials over-market birth control pills. They typically use multiple psychology tricks in order to increase the percentage of sales, but it has a damaging effect upon consumers. Young women all over the world are exposed to dangerous consequences after using oral contraceptives (Yaz or Yasmine, for example). Failing to adequately warn patients and physicians about an increased risk of serious side effects is a crime, so if you or a loved one suffered from serious health problems while or after taking this drug, consider hiring a personal injury attorney.

WHAT IS DROSPIRENONE?

Drospirenone is a synthetic hormone in birth control pills and postmenopausal hormone replacement. It is used in order to prevent ovulation (the part of the female menstrual cycle, when a mature ovarian follicle discharges an egg), causing

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Getting Out of Jail by Setting a Bail

A person’s first thought after being arrested and put in jail is often how Get-out-of-jail-300x190to get out and fast! The usual way to do it is to post a bail.

Bail is cash, a bond or a piece of property that has a cash value, that a defendant gives as a guarantee that he or she will appear in court when ordered to do so. In general, if a defendant shows up to court when he or she is supposed to after being released from a jail, the court will return the bail. BUT if he or she DOES NOT show up, the court will keep the bail and most likely issue a warrant for the defendant’s arrestjail-bail-guy

Judges are responsible for setting a bail. Commonly many people want to get out of jail immediately instead of waiting a day or longer to see a judge, that’s why most jails have standard bail schedules that specify bail amounts for common crimes. Where a defendant poses a threat to the safety of the community, he or she may be held without bail.

After being released a defendant may be required to: limit travel; maintain or seek employment; undergo drug and alcohol testing; comply with a curfew; comply with periodic check-ins with authorities; refrain from possession of a firearm etc.

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Workplace Health and Safety. Workers’ Compensation

Occupational safety and health also commonly referred to as workplace health and safety is an area concerned with protecting the safety, health and welfare of the people engaged in work environment. The main statute protecting the health and safety of workers is the Occupational and Safety Health Act (OSHA).

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Employers should send their workers home in the same condition they came in. Costs associated with incidents, including lost costs, worker’s compensation claims, insurance costs and legal fees are minimized in a safe work environment. The total economic cost of work-related injures, illnesses or even deaths for 2009 is estimated to be $168.9 billion. The amount of money that is spent for worker’s compensation is very significant. Worker’s compensation laws protect people who are injured on the job. They are designed to ensure that employees who are injured or disabled on the job are provided wiWorkplace-Safety-Signth fixed monetary awards. The estimated total time lost because of the unsafe working conditions is 95 million days. That is why  workplace safety is very important and it’s employers’ primary job to provide their workers with the safe working conditions.

If you’re doing safety effectively in a business world, it’s going to relate to fewer schedule interruptions, which will minimize companies’ costs and will save people’s lives!

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Are You Getting Divorced? Top 9 Warnings For People Entering The Divorce Process

divorceDivorce is a difficult process tearing asunder your emotions and feelings but it is very important to keep calm and have rational and clear mind because your anger, jealousy or other emotions can affect your actions in a negative way. We are presenting you top 9 divorce warnings to prevent you from making common mistakes that people usually do during divorce proceedings.

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Dissolution Of Marriage: Divorce, Separation, Annulment

marriageThe dissolution of marriage is a legal act that not always coincides with the wishes of both parties. Divorce is a very complicated and typically emotional process that involves division of marital property, debt, custody of any children, payment of child and/or spousal support and others. Generally, divorce is defined as legal termination of a marriage relationship.

divorceIf there are no disagreements between both parties and they can reach a decision on basic divorce issues without going to trial, the divorce is called uncontested. A contested divorce happens when the spouses cannot reach an agreement on terms of divorce and they end up in a court. When a spouse asking for divorce does not have to prove that the other spouse did something wrong, the divorce is considered to be a no fault divorce. If the reason of divorce is cruelty, adultery, imprisonment of a spouse for several years or other wrongdoings, this makes up a fault divorce.

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Corporate Fraud – How Corporations And Big Companies Lie About Their Financial Condition

frCorporate fraud refers to large organizations that deceive their investors, analysts and auditors about the real financial condition of a corporation. Corporate fraud results not only in financial losses of the investors, but also creates great potential damage to the U.S. economy.

Such fraud may be accomplished through:

  • manipulation of share prices
  • control of financial datafraud
  • artificially inflated financial performance
  • false indicators
  • different valuation measurements

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New Name – New Identification Of Yourself. Reasons For Name Change

 

 

Name Change is a legal process when a person adopts a name different from their name of birth. The most common reason to channamege one’s name is usually when women get married or divorced, although it is not required by law. Some people just want to change their names because they don’t like them and they want a fresh start in their lives with a new name. There are also people who give name to their child and later feel necessary to change it. There are rare cases when people want to change their names after sex reassignment surgeries, because the new gender requires a new male or female first name.

idAfter changing your name, you must change it also on all forms of your identification:

  • your driver’s license
  • passport
  • social security card
  • bank accounts
  • credit cards
  • other important documents

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Understanding Negligence for Car Accidents. Negligent Driving Can Result In Injuries or Death

To drive a car it is good, but to drive safely it’s perfect. All people know how many deaths and injuries cause automobile accidents. Car accidents give rise to the majority of personal injury claims in the U.S.

General Motor Vehicle Accidents Statistics (2009) presents the following statistics

According to U.S. Census there were 10.8 Million Motor Vehicle Accidents and 35,900 car-accidentDeaths.

According to National Safety Council there were 3.5 Million Non Fatal Injuries, 18.4 Million Vehicles Involved and  $244.7 Billion Total Motor Vehicle Related Costs.

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Are You Thinking About Studying In The United States? Find Out How to Get a U.S. Student Visa

A student visa is a non-immigrant type of visa for foreign students, for U.S.A academic studies. According to the U.S. Department of Homeland Security, there were 165 million non-immigrant admissions to the U.S. during 2012. The total number of student visa-applications made up 657,714. 74% of student visa-applications were issued and 26% were refused.

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Types of student visa:

  1. F-1 visa is issued to students who want to study at the university or college, high school, private elementary school, conservatory, seminary or another academic institution, including a language training program.
  2. M-1 visa is issued for students who wish to learn at a non-academic or other recognized vocational institution, other than language training.

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