Avoid Foreclosure

A home is often a most valuable possession of a family. Buying a house is very BuyingForeclosure_largestressful and when you finally got a  mortgage on the home you want, you never think that you’ll ever loose it. But you never know. Few choose to remain without their houses voluntary. Yet, if you miss your mortgage payments, you may lose your home through foreclosure.

Foreclosure is a process by which a party (bank, mortgage lender, etc.) who has loaned money secured by a mortgage or deed of trust on real property or is the owner of an unpaid judgement forces the sale of the property to recover principle balance due, plus unpaid interest and all costs associated with the foreclosure after the debtor fails to remedy the default on the loan.

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  • Every three months, 250,000 new families enter into foreclosure;
  • One child in every classroom in America is at risk of losing his/her home because their parents are unable to pay their mortgage;
  • 1 out of every 200 homes will be foreclosed upon

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Getting Out of Jail by Setting a Bail

A person’s first thought after being arrested and put in jail is often how Get-out-of-jail-300x190to get out and fast! The usual way to do it is to post a bail.

Bail is cash, a bond or a piece of property that has a cash value, that a defendant gives as a guarantee that he or she will appear in court when ordered to do so. In general, if a defendant shows up to court when he or she is supposed to after being released from a jail, the court will return the bail. BUT if he or she DOES NOT show up, the court will keep the bail and most likely issue a warrant for the defendant’s arrestjail-bail-guy

Judges are responsible for setting a bail. Commonly many people want to get out of jail immediately instead of waiting a day or longer to see a judge, that’s why most jails have standard bail schedules that specify bail amounts for common crimes. Where a defendant poses a threat to the safety of the community, he or she may be held without bail.

After being released a defendant may be required to: limit travel; maintain or seek employment; undergo drug and alcohol testing; comply with a curfew; comply with periodic check-ins with authorities; refrain from possession of a firearm etc.

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Workplace Health and Safety. Workers’ Compensation

Occupational safety and health also commonly referred to as workplace health and safety is an area concerned with protecting the safety, health and welfare of the people engaged in work environment. The main statute protecting the health and safety of workers is the Occupational and Safety Health Act (OSHA).

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Employers should send their workers home in the same condition they came in. Costs associated with incidents, including lost costs, worker’s compensation claims, insurance costs and legal fees are minimized in a safe work environment. The total economic cost of work-related injures, illnesses or even deaths for 2009 is estimated to be $168.9 billion. The amount of money that is spent for worker’s compensation is very significant. Worker’s compensation laws protect people who are injured on the job. They are designed to ensure that employees who are injured or disabled on the job are provided wiWorkplace-Safety-Signth fixed monetary awards. The estimated total time lost because of the unsafe working conditions is 95 million days. That is why  workplace safety is very important and it’s employers’ primary job to provide their workers with the safe working conditions.

If you’re doing safety effectively in a business world, it’s going to relate to fewer schedule interruptions, which will minimize companies’ costs and will save people’s lives!

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What is a Business Visa and How to Apply for One

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Business Visa also known as a B1 visa –  is a non-immigrant visa to the USA. It is available for anyone who would like to travel to the U.S. for a short period of time for business related reasons that do not require actual labor work or receiving payment from any U.S. company. A business visa is appropriate for a variety of activities of a commercial or professional nature including, but not limited to:

  • Attending a scientific, educational, professional or business convention or conference on specific dates;
  • Participating in sporting or charity events;
  • Collaboration on independent research at a scientific or educational institution;
  • Short- term training;
  • Meetings with the business partners or negotiating a contract;
  • Settling an estate;
  • Transiting through the U.S. under certain conditions.

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