Find Out if Your Medical Service is Covered By Medicare!

According to the Official U.S. Government Site for Medicare, the Medicare program guarantees health insurance for people ages 65 or older and people under 65 with certain disabilities as well as people of any age with End – Stage Renal Disease (ESRD) (permanent kidney failure that requires a regular course of dialysis or a kidney transplant).

The whole Medicare social insurance program is divided into different parts where each of the part covers specific services:

Medicare Part A applies to Hospital Insurance and covers inpatient care in hospitals and skilled nursing facility, hospice, and home health care.

Medicare Part B applies to Medical Insurance and covers not only doctors’ and other health care providers’ services, outpatient care, durable medical equipment, and home health care, but also some preventive services to help maintain your health and to keep certain illnesses from getting worse (for example, preventive services include Pap tests, flu shots, and screening mammograms).

Medicare Part C, or Medicare Advantage, offers health plan options run by Medicare-approved private insurance companies, helps to get the benefits and services covered under Part A and Part B, and may include extra benefits for an extra cost. Most Medicare Advantage Plans cover Medicare prescription drug coverage (Part D).

Medicare Part C, or Medicare Prescription Drug Coverage, covers the cost of prescription drugs or may help lower your prescription drug costs and help protect against higher costs in the future.

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How Pervassive is Unemployment Fraud?

 

The Bureau of Labor Statistics reported that the Unemployment Rate in the United States decreased to 7.60 percent in March of 2013 from 7.70 percent in February of 2013.

An article written by David L. Fuller, B. Ravikumar and Yuzhe Zhang entitled: Who is Concealing Earnings and Still Collecting Unemployment Benefits? highlights the extent to which fraud is plaguing the unemployment insurance program in the United States.

Unemployment benefits are offered to workers who lose their job through no fault of their own.  Total unemployment benefits paid in 2011 were $108 billion.  Unfortunately, nearly $3.3 billion was spent on overpayments due to fraud (Source: Fraud data are taken from the Benefit Accuracy Measurement (BAM) program run by the U.S. Department of Labor.).

So what exactly is unemployment insurance fraud?  The most common occurrence is when an ineligible individual collects benefits after intentionally misreporting their eligibility.  An extreme example would be an individual who is incarcerated and continues to receive unemployment benefits while in prison.

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Does Your Company Need a Driver Safety Program?

 

If your Company has vehicles that are driven by employees or permits employees to use their own vehicles on the job then you should read this article.

According to the United States Labor Department Occupational Safety and Health Administration (OSHA) and the National Highway Traffic Safety Administration (NHTSA):

  • Every 12 minutes someone dies in a motor vehicle crash,
  • Every 10 seconds an injury occurs and
  • Every 5 seconds a crash occurs.

Since a large number of these accidents occur during the workday or during the commute to and from work, employers often bear the cost of injuries that occur both on and off the job.

Motor vehicle crashes cost employers $60 billion annually in medical care, legal expenses, property damage, and lost productivity. They drive up the cost of benefits such as workers’ compensation, Social Security, and private health and disability insurance. In addition, they increase the company overhead involved in administering these programs.

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KarNanny – An Innovative New Way to Watch Your Kids (or Cheating Spouse) Through Your Car

In January of 2013, General Motors unveiled a new development platform for in-car entertainment system applications.  Developers are now able to signup and create apps for GM cars via a new Software Development Kit (SDK) and Application Programming Interface (API).

Panasonic is providing the technology behind GM’s new in-car entertainment platform. The system will be included in several GM cars this year, and allows developers to build apps based on HTML5 that can then be downloaded and installed by drivers long after they have purchased their vehicles.

One hack from your Disrupt NY Hackathon, known as KarNanny, seeks to allow customers see where their children are driving and obtain notices when they’re being unsafe.  Other uses for the application are the following:

  • Track the driving activities of your spouse to identify patterns that may indicate your spouse may be cheating on you;
  • Rental Car Fleet Owners may want to track and monitor the activities of those who rent their vehicles to record their driving speed; locations visited; etc.

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New $1,500 Spectacles Developed by Google Already Rooted and Hacked

In a recent article posted on the Forbes website entitled: Google Glass Has Already Been Hacked By Jailbreakers, is reported that just some days after its release Google Glass headset has been hacked by a well-known hacker Jay Freeman “Saurik”, who created the widely-used app store for jailbroken iOS devices known as Cydia.

Google Glass is a wearable computer with a head-mounted display (HMD) developed by Google. Google Glass displays information in a hands-free format like a smartphone. It can interact with the Internet via natural language voice commands. Google is considering partnering with sun-glass retailers such as Ray-Ban or Warby Parker, and may also open retail stores to allow customers to try on the device. The Explorer Edition cannot be used by people who wear prescription glasses, but Google has confirmed that Glass will eventually work with frames and lenses that match the wearer’s prescription; the glasses will be modular and therefore possibly attachable to normal prescription glasses.

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Helpful Hints When Obtaining a Visa to the United States

Are you thinking about visiting the United States but are concerned about obtaining a visa?  The video below from the U.S. Department of State entitled: Visit America: It’s Easier Than You Think is worth watching:

 The U.S. State Department is responsible for issuing all United States visas.  The best place to obtain accurate information about U.S. visas is the United States embassy or consulate in your home country. You may also find some excellent information at the following location on the U.S. Department of state website.

While there are many  types of visas, the most popular fall into the following three categories:

  1. Visitor Visas (a/k/a “Tourist Visas”) – This type of visa permits the recipient to visit the United States for up to three months but do not permit the visitor to work in the USA.
  2. Temporary Employment Visas – This type of visa is severely restricted and as a result, are far more difficult to obtain.  Temporary Employment Visas permit the holder to work in the United States for a set period of time (usually between six months and five years).
  3. Immigration Visas – This type of visa allows the recipient to permanently live, work and enjoy most of the privileges of citizenship in the United States.These types of visas are the most difficult to obtain.

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